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Devika Urban Co - Operative Bank LTD.
Udhampur, J&K

Current Account

Current Account can be opened by Individuals / Businessmen / Proprietorship concerns/ Partnership Firms / Public or Private Limited Companies.

  • No restriction on transactions either in number or in amount.
  • Minimum balance required for opening of the account - Rs.3,000/-.


  • 2 Photos
  • Introduction from existing Current Account holder / Customer of the Bank.
  • PAN Card
  • Address proof (you can provide any of the following)
    • Ration Card
    • Driving License
    • Voter Card
    • Passport
    • Electricity Bill
    • Telephone Bill
    • Gas Connection Slip
  • Identification proof (you can provide any of the following)
    • Ration Card
    • Driving License
    • Voter Card
    • Passport
    • PAN Card
  • For Partnership Firm / Public or Private Limited Companies other required paper are insisted.

A. Charges for issue of cheque books :
Rs. 1/- per cheque leaf. (not applicable on first first Cheque book)


  • Levy charges Rs. 25/- per transaction shall be charged on account of default in non maintenance of minimum balance i.e. Rs.3000/- is required to be maintained by account holders.
  • Incidental charges Rs.30/- per folio (one side of Ledger page containing approximately 40 entries.)

Note : For accounts maintained on computers, 40 entries or thereof to be treated as one folio. 
BORROWAL ACCOUNTS : (Cash Credit/Secured overdraft Accounts )
Quarterly charges of Rs.30/- per folio subject to minimum of Rs.35/-
These charges are not applicable to Saving Bank and Demand Loan accounts.
To contact any of our branches for further details click here

What's Latest
SPECIAL OFFER: Interest rate on Saving Bank Deposit above 2 lakh has been revised from 4% to 6% to be paid on half yearly basis w.e.f 10th of NOV 2017. Depositor are required to maintain balance of Rs 2 lakh continuously upto the date of credit of interest for availing this special offer.