Ref No: DUCB/ADM/04 /2023-24
Dated: 05/04/2023
ADVANCES RATE W.E.F 05/04/2023
|
PRODUCT |
RATE |
|
CASH CREDIT |
|
|
UPTO RS 5.00 LAKHS |
11.00% |
|
ABOVE RS 5.00 LAKHS |
11.25% |
|
OD LIMIT AGAINST FDR |
2% above on security FDR rate |
|
OD AGAINST WORK ALLOTMENT |
13% |
|
|
|
|
Housing loan |
|
|
HOUSING LOAN RESIDENTIAL |
9.50% |
|
HOUSING LOAN COMMERCAL |
13.00% |
|
|
|
|
CAR LOAN |
|
|
FOUR WHEELER LOAN |
9.00% |
|
2ND HAND FOUR WHEELER LOAN (UPTO 5 YRS OLD) |
13.00% |
|
|
|
|
TRANSPORT LOAN |
|
|
TRANSPORT LOAN COMMERCIAL |
11.50% |
|
2ND HAND TRANSPORT LOAN (UPTO 3 YRS OLD) |
13.00% |
|
|
|
|
MORTGAGE LOAN |
13.50% |
|
LOAN AGAINST MORTGAGE PROPERTY (HOUSING PURPOSE) |
10.00% |
|
LOAN AGAINST MORTGAGE PROPERTY |
11.00% |
|
|
|
|
OTHER LOANS |
|
|
MACHINERY LOAN |
12.50% |
|
CONSUMER LOAN |
13.00% |
|
PERSONAL LOAN |
13.50% |
|
SARAL LOAN |
10.00% |
|
LOAN AGAINST FIXED DEPOSIT |
Above 1.5% rate applicable on security |
|
LOAN Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies |
Above 2% rate applicable on security |
|
|
|
|
STAFF LOAN |
|
|
CAR LOAN |
7.5% |
|
Housing/CONSUMER/TWO WHEELER |
5% |
|
PERSONAL LOAN |
10% |
|
Loan Against FDRs/NSCs/KVPs/IVPs/LIC Policies |
At par with interest of security |
Sd/
Rakesh Sharma
(Chief Executive Officer
|
||
|
|
||
|
|
||