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Devika Urban Co - Operative Bank LTD.
Udhampur, J&K

 
   
        ADVANCES RATE    W.E.F 06/12/2018
  RATE
CASH CREDIT  
UPTO RS. 5.00 LACS 12.00%
ABOVE RS. 5.00 LACS 12.25%
   
HOUSING LOANS Floating
RESIDENTIAL 9.50%
(INCLUDING MORATORIOUM PERIOD)  
   
HOUSING UNDER COMMERCIAL 13.00%
CAR LOANS (FRESH) 9.50%
CAR LOANS (SECOND HAND) ONLY UPTO TWO YEARS OLD 14.25%
   
EDUCATION LOAN  
UPTO RS. 5.00 LACS 14.00%
   
TWO WHEELER 14.50%
PERSONAL LOAN 16.00%
TRANSPORT LOAN COMMERCIAL 11.00%
TRANSPORT LOAN OLD UPTO 3 YRS 16.00%
AGAINST MORTGAGE OF PROPERTY 15.00%
MACHINERY LOAN 13.00%
CONSUMER LOAN 15.00%
STAFF LOANS  
HOUSING 5.00%
PERSONAL LOAN 5.00%
Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies 5.00%
 
*Staff at par to rules applicable
* Note : 25% Security in the shape of FDR shall be obtained on Cash Credit limits upto Rs. 5.00 lakh and security in the shape of Mortgage on Cash Credit limits above Rs.5.00 lakh
 
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