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The Saving Bank Interest rate - 2.60% (w.e.f 22/09/2025)
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Term/ Special Term deposits A/c / Recurring A/c
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PERIOD
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PRESENT RATE
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REVISED
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7 DAYS TO 14 DAYS
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3.00%
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3.00%
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15 DAYS TO 45 DAYS
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3.00%
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3.00%
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46 DAYS TO 90 DAYS
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4.00%
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4.00%
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91 DAYS TO 180 DAYS
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4.25%
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4.25%
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181 DAYS TO LESS THAN ONE YEAR
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4.75%
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4.75%
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1YR > 2YR
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6.60%
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6.10%
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2YR > 3YR
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6.60%
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6.10%
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3YR > 5YR
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6.80%
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6.30%
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5YR-10YR
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6.80%
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6.30%
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Senior Citizen
0.50% Extra on deposits of 6 months and above
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PERIOD
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PRESENT RATE
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REVISED
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181 DAYS TO LESS THAN ONE YEAR
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5.25%
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5.25%
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1YR > 2YR
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7.10%
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6.60%
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2YR > 3YR
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7.10%
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6.60%
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3YR > 5YR
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7.30%
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6.80%
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5YR-10YR
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7.30%
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6.80%
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Note:
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1. The revised rates of interest shall apply to fresh deposits and renewals of maturing deposits.
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2. Staff 1% above the prescribed rates.
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3. 1% penalty shall be imposed in case the term deposits are withdrawn premature cum renewal.
Rakesh Sharma
(Chief executive officer)
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