|
PRODUCT
|
RATE
|
|
CASH CREDIT
|
|
UPTO RS 5.00 LAKHS
|
11.00%
|
|
ABOVE RS 5.00 LAKHS
|
11.25%
|
|
OD LIMIT AGAINST FDR
|
2% above on security FDR rate
|
|
OD AGAINST WORK ALLOTMENT
|
13%
|
|
|
|
Housing loan
|
|
HOUSING LOAN RESIDENTIAL
|
9.50%
|
|
HOUSING LOAN COMMERCAL
|
13.00%
|
|
|
|
CAR LOAN
|
|
FOUR WHEELER LOAN
|
9.00%
|
|
2ND HAND FOUR WHEELER LOAN (UPTO 5 YRS OLD)
|
13.00%
|
|
|
|
TRANSPORT LOAN
|
|
|
TRANSPORT LOAN COMMERCIAL
|
11.50%
|
|
2ND HAND TRANSPORT LOAN (UPTO 3 YRS OLD)
|
13.00%
|
|
|
|
MORTGAGE LOAN
|
13.50%
|
|
LOAN AGAINST MORTGAGE PROPERTY (HOUSING PURPOSE)
|
10.00%
|
|
LOAN AGAINST MORTGAGE PROPERTY
|
11.00%
|
|
|
|
OTHER LOANS
|
|
|
MACHINERY LOAN
|
12.50%
|
|
CONSUMER LOAN
|
13.00%
|
|
PERSONAL LOAN
|
13.50%
|
|
SARAL LOAN
|
10.00%
|
|
LOAN AGAINST FIXED DEPOSIT
|
Above 1.5% rate applicable on security
|
|
LOAN Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies
|
Above 2% rate applicable on security
|
|
|
|
STAFF LOAN
|
|
CAR LOAN
|
7.5%
|
|
Housing/CONSUMER/TWO WHEELER
|
5%
|
|
PERSONAL LOAN
|
10%
|
|
Loan Against FDRs/NSCs/KVPs/IVPs/LIC Policies
|
At par with interest of security
|
