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Devika Urban Co - Operative Bank LTD.
Udhampur, J&K

 
   
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Interest Rates
 
 

        ADVANCES RATE W.E.F 04/03/2021

 

RATE

CASH CREDIT

 

UPTO RS. 5.00 LACS

10.75%

ABOVE RS. 5.00 LACS

11.00%

 SANCTIONED OD LIMIT AGAINST FDRS/SECURITY 2% ABOVE RATE APPLICABLE ON DEPOSITS

 

HOUSING LOANS

 RESIDENTIAL

9.50%

(INCLUDING MORATORIOUM PERIOD)

 

HOUSING UNDER COMMERCIAL

13.00%

CAR LOANS (Festival Offer)

7.90%

CAR LOANS (FRESH)

9.00%

CAR LOANS (SECOND HAND) ONLY UPTO TWO YEARS OLD

12.00%

 

 

TWO WHEELER (OLD)

13.50%

Special Two Wheeler (up to 3 years)

10.00%

Special Two Wheeler (up to 5 years)

11.00%

PERSONAL LOAN

13.00%

TRANSPORT LOAN COMMERCIAL

10.50%

TRANSPORT LOAN OLD UPTO 3 YRS

13.00%

AGAINST MORTGAGE OF PROPERTY

11.00%

LOAN AGAINST MORTGAGE (HOUSING PURPOSE)

10.00%

MACHINERY LOAN

12.50%

CONSUMER LOAN

13.00%

Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies

13.00%

STAFF LOANS

 

HOUSING/CAR/CONSUMER

5.00%

PERSONAL LOAN/Mortgage

10.00%

Against FDRs/NSCs/KVPs/IVPs/LIC Policies

At par with Interest of Security

*Note : 25% Security in the shape of FDR shall be obtained on Cash Credit limits upto Rs. 5.00 lakh and security in the shape of Mortgage on Cash Credit limits above Rs.5.00 lakh

Sd/- Rakesh Sharma (Chief executive officer)

 
 
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