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Devika Urban Co - Operative Bank LTD.
Udhampur, J&K

 
   
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Interest Rates
 
 

DEVIKA URBAN CO-OPERATIVE BANK LTD. P.N DOGRA MARKET, UDHAMPUR (J&K) - 182101

ADVANCES RATE   W.E.F 13/09/2021

 

RATE

CASH CREDIT

 

UPTO RS. 5.00 LACS

10.75%

ABOVE RS. 5.00 LACS

11.00%

 

 

HOUSING LOANS

Floating

RESIDENTIAL

9.50%

(INCLUDING MORATORIOUM PERIOD)

 

 

 

HOUSING UNDER COMMERCIAL

13.00%

CAR LOANS (FRESH)

7.90%

CAR LOANS (SECOND HAND) ONLY UPTO TWO YEARS OLD

10.90%

 

 

TWO WHEELER (36 MONTHS)

10.00%

TWO WHEELER (60 MONTHS)

11.00%

Saral Scheme Loan

10.00%

 

Festival Offer 2021 (for limited period)

Car Loan

7.80%

Transport Loan

9.75%

 

 

PERSONAL LOAN

13.00%

TRANSPORT LOAN COMMERCIAL

10.50%

TRANSPORT LOAN OLD UPTO 3 YRS

13.00%

AGAINST MORTGAGE OF PROPERTY

11.00%

LOAN AGAINST MORTGAGE (HOUSING PURPOSE)

10.00%

MACHINERY LOAN

12.50%

CONSUMER LOAN

13.00%

Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies

13.00%

 

 

STAFF LOANS

 

HOUSING/CAR/CONSUMER

5.00%

PERSONAL LOAN/MORTGAGE LOAN

10.00%

 

*Staff at par to rules applicable

Against FDRs/NSCs/KVPs/IVPs/LIC Polices

Against pledge of banks FDR - 1.50% above the rate applicable on deposits

As par with interest of security

* Note : 25% Security in the shape of FDR shall be obtained on Cash Credit limits upto Rs. 5.00 lakh and security in the shape of Mortgage on Cash Credit limits above Rs.5.00 lakh

 

 

Sd/-

 

Rakesh Sharma

(Chief Executive Officer)

 
 
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