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Devika Urban Co - Operative Bank LTD.
Udhampur, J&K

 
   
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Interest Rates
 
 

        ADVANCES RATE    W.E.F  05/09/2019

 

RATE

CASH CREDIT

 

UPTO RS. 5.00 LACS

12.00%

ABOVE RS. 5.00 LACS

12.25%

 SANCTIONED OD LIMIT AGAINST FDRS/SECURITY 2% ABOVE RATE APPLICABLE ON DEPOSITS

 

HOUSING LOANS

Floating

 RESIDENTIAL

9.50%

(INCLUDING MORATORIOUM PERIOD)

 

 

 

HOUSING UNDER COMMERCIAL

13.00%

CAR LOANS (FRESH)

9.25%

CAR LOANS (SECOND HAND) ONLY UPTO TWO YEARS OLD

14.25%

 

 

TWO WHEELER

14%

PERSONAL LOAN

16.00%

TRANSPORT LOAN COMMERCIAL

10.75%

TRANSPORT LOAN OLD UPTO 3 YRS

16.00%

AGAINST MORTGAGE OF PROPERTY

14.75%

MACHINERY LOAN

12.75%

CONSUMER LOAN

15.00%

STAFF LOANS

 

HOUSING/CAR/CONSUMER

5.00%

PERSONAL LOAN

5.00%

Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies

5.00%

*Staff at par to rules applicable

* Note : 25% Security in the shape of FDR shall be obtained on Cash Credit limits upto Rs. 5.00 lakh and security in the shape of Mortgage on Cash Credit limits above Rs.5.00 lakh

 
 
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