| PRODUCT |
RATE |
| CASH CREDIT |
| UPTO RS. 5.00 LACS |
11.00% |
| ABOVE RS. 5.00 LACS |
11.25% |
| OVERDRAFT (OD) LIMITS |
| SANCTIONED OD LIMIT AGAINST FDRs/SECURITY |
2% above rate applicable on deposits |
| SANCTIONED OD LIMIT AGAINST MORTGAGE / WORK ALLOTMENT |
13.00% |
| HOUSING LOANS (Floating) |
| (INCLUDING MORATORIUM PERIOD) RESIDENTIAL |
9.50% |
| HOUSING LOAN FOR PURCHASE OF RESIDENTIAL PROPERTY |
9.20% |
| HOUSING UNDER COMMERCIAL |
13.00% |
| VEHICLE LOANS |
| CAR LOANS (FRESH) |
9.00% |
| CAR LOANS (SECOND HAND) ONLY UPTO TWO YEARS OLD |
13.00% |
| TWO WHEELER |
12.50% |
| OTHER LOANS |
| PERSONAL LOAN |
13.50% |
| SPECIAL TRANSPORT LOAN COMMERCIAL (FRESH LOAN CASES) |
10.00% |
| TRANSPORT LOAN COMMERCIAL |
11.50% |
| TRANSPORT LOAN OLD UPTO 3 YRS |
13.00% |
| AGAINST MORTGAGE OF PROPERTY |
11.00% |
| LOAN AGAINST MORTGAGE (HOUSING PURPOSE) |
10.00% |
| MACHINERY LOAN |
12.50% |
| CONSUMER LOAN |
13.00% |
| SOLAR PANEL LN |
7.00% |
| New Transport Loan (New Year Offer) |
9.30% |
| Construction Equipment |
8.80% |
| LOAN AGAINST SECURITY |
| Loan against Bank Fixed Deposits |
Above 1.5% rate applicable on security |
| Against Govt. Securities/NSCs/KVPs/IVPs/LIC Policies |
Above 2% rate applicable on security |
| STAFF LOANS |
| HOUSING/CAR/CONSUMER/TWO WHEELER/PCL |
6.00% |
| OD LIMIT STAFF |
8.00% |
| Against FDRs/NSCs/KVPs/IVPs/LIC Policies |
At par with Interest of Security |
